Advanta,
American Express,
American Express Australia,
American Express UK,
AMEX, Bank of Canada,
Bank of America,
BANKFIRST,
Capital One,
Chase,
Citibank,
Discover,
FIA Card Services N.A.,
First Bank of Delaware,
First National Bank of Omaha,
First PREMIER Bank,
First USA,
HSBC Bank Nevada N.A.,
Manufacturers and Traders Trust Company,
MetaBank,
New Millennium Bank,
Palm Desert National Bank,
Pulaski Bank,
U.S. Bank, Visa, Mastercard, Credit Cards
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Terms Of Service
Terms and Conditions
1. Privacy Policy
Information collected
through online forms provided by MyCreditApply.com, such as (but not limited
to) personal names, mailing addresses, e-mail addresses, IP addresses,
will not be distributed or sold to any third party and will be held
to strict confidentiality. Any information submitted during time of
registration is also held to strict confidentiality.
Personal information,
such as e-mail addresses and user names are used mainly to recognize
individual members and/or online viewers. In the event MyCreditApply.com
needs to contact an individual, MyCreditApply.com may use submitted personal
information to offer technical assistance, service updates, or membership
information.
Any service subscribed
to via a designated form residing on the MyCreditApply.com server, can
be unsubscribed to, at the users requests.
Cookies are used within
the Membership Area and are strictly designed to recognize the user
and do not disclose any personal information. The use of cookies is
required to access certain areas within MyCreditApply.com.
General comments posted
via the Cardholder Review Form are posted online and made available
to the general public, with the exception of IP Addresses and E-mail
Addresses.
2. Web Site Terms of Use
a) Links to External Third
Party Web Sites - MyCreditApply.com at any time may contain links to
other websites throughout the Internet, any links to such sites are operated
and/or owned by third parties. MyCreditApply.com may not be held liable for
any inaccuracies of these links, availability of information, and/or the
content of information that may be found within third party website(s).
b) Freedom From
Errors - Every effort has been taken to make sure that all information
is accurate within MyCreditApply.com, but there is no guarantee and/or warranty
to the accuracy of any information found within the website. Contact
information has been provided for credit card companies and issuers for
viewers of the website, this information is believed to be accurate during
the time of publishing, but MyCreditApply.com will not be held liable for
any inaccuracies.
c) Affiliations with Third
Parties - MyCreditApply.com is not associated with the credit cards,
or the issuers of the credit cards, or any other U.S. company or organization
(private, public, or governmental) that may be listed throughout the website,
except for affiliate programs that advertise their products or services
throughout MyCreditApply.com, either through banner advertisements or direct
text links. Affiliate partners who have an advertising relationship with
MyCreditApply.com do not have any influence on the opinions and/or reviews
posted by the members of MyCreditApply.com, as all credit card products and
services are given equal and unbiased evaluations. However, affiliate
partners may receive additional exposure throughout various sections within
the MyCreditApply.com website.
d) No Relation to Company
Logos and/or Trademarks - MyCreditApply.com makes no claim of any form
of relationship, or ownership to any of the logos, or trademarks of any
credit card issuer whose credit cards may be listed throughout the website
of MyCreditApply.com.
e) Forums / Posted
Cardholder Comments - Reviews and evaluations posted within MyCreditApply.com
by Internet users are based on the individual's personal opinion, and
do not reflect the opinion of MyCreditApply.com, or any of it's members.
Though MyCreditApply.com regularly monitors all posted messages for abusive
or inappropriate content, it is not responsible for the opinions, evaluations,
or reviews posted by Internet users.
f) Credit Card Reviews
& Ratings - Reviews posted by members of MyCreditApply.com are designed
to offer educational and informative information on various U.S. issued
credit card products. Reviews and ratings are based on personal opinion
only, and do not reflect the opinions or needs of various Internet viewers
and/or cardholders. Any serious consideration of a credit card product,
or service should not be based solely on the comments, or opinions posted
within MyCreditApply.com.
g) Warranty / Limitation
Disclaimer - You, the Internet viewer, understand and agree that the
use of this website is for use at your own risk. No liability shall be
held against MyCreditApply.com for any interruption in service, or for any
inaccuracies, or lack of reliability of which may be involved, nor does
MyCreditApply.com warrant against the results of such possible incidences
that may cause damages and/or inconveniences to the Internet viewer.
h) Final Notation -
MyCreditApply.com may suspend, change, or stop the service, or any aspect
of the website (i.e. internal web pages) at any time during operation,
including but not limited to any database, message boards, e-mail addresses,
or other content without any prior notification, or liability. This agreement
may also be changed, or modified by MyCreditApply.com at any time once the
website is active. By using the website, you are bound to the terms and
conditions set forth within, once the terms and conditions can no longer
be accepted, access to the website, MyCreditApply.com, should no longer be
obtained.